Clearmargin
Freelancers and small teams don't have a billing problem — they have a juggling problem. One app for proposals, another for time tracking, a spreadsheet for expenses, a third tool for invoices, and maybe QuickBooks because someone said they should. Things slip through the cracks. An invoice goes out late. Hours don't get logged. A cost gets eaten because nobody tracked it. The mental overhead of keeping it all straight is exhausting. Clearmargin puts proposals, time tracking, expenses, invoicing, and payments in one place. Build professional proposals with scope, timeline, and pricing. Track time with a quick-entry strip or running timer. Log expenses and assign them to projects — or split shared costs like software subscriptions across multiple clients automatically. When it's time to bill, generate invoices from project data in one click. Accept credit card and ACH payments directly through your invoices via Stripe Connect at standard processing rates — no platform fees, no per-in...

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Clearmargin is a comprehensive tool designed for freelancers and small teams to manage their billing and project management needs in one place. It combines features for proposals, time tracking, expense logging, invoicing, and payment processing, allowing users to streamline their workflow and reduce the mental overhead associated with juggling multiple tools.
Clearmargin offers several key features including the ability to build professional proposals with scope, timeline, and pricing; track time using a quick-entry strip or running timer; log expenses and assign them to projects; generate invoices from project data with one click; and accept credit card and ACH payments directly through invoices via Stripe Connect.
Clearmargin allows users to accept credit card and ACH payments directly through their invoices via Stripe Connect. There are no platform fees, no per-invoice charges, and no revenue sharing; users only pay for the Clearmargin subscription, and client payments go straight to them.
Pros of Clearmargin include its all-in-one solution for managing proposals, time tracking, expenses, and invoicing, which helps reduce the complexity of using multiple tools. It also offers seamless payment processing without additional fees. However, some users may find that it lacks traditional accounting features like a chart of accounts or double-entry bookkeeping, which could be a drawback for those who require more comprehensive accounting capabilities.
Clearmargin is not designed as accounting software. It does not include features like a chart of accounts or general ledger unless users choose to view them. It is primarily focused on simplifying billing and project management for freelancers and small teams, making it an escape hatch for those who find traditional accounting software like QuickBooks overly complex.